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Modify or streamline your mortgage to save money
Jul 3, 2002 . In practice, the line between modified and refinanced mortgages gets . A portfolio lender keeps loans on its books instead of selling them on .
http://www.bankrate.com/brm/news/mtg/20020704a.asp

mortgage modification instead of refinance Policies and Procedures


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  • Why Refinance Instead of Loan Modification? | eHow.com
    Why Refinance Instead of Loan Modification? . You can either modify the mortgage by writing up an addendum to the current contract with your lender, or you .
    http://www.ehow.com/info_8092620_refinance-instead-loan-modification.html

  • Refinancing Vs Contract Modification - The Mortgage Professor
    The reason that loans are refinanced during a period of declining market rates, rather than modified, is that most loans are serviced by firms that don't own the .
    http://www.mtgprofessor.com/a%20-%20refinance/refinancing_vs_contract_modification.htm


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  • Realty Times - Loan Modification Secrets Uncovered
    May 18, 1999 . "Modifying" a mortgage rather than "refinancing" can put big money in . no closing costs so why should I look for a loan modification instead?
    http://realtytimes.com/rtpages/19990518_loanmodification.htm



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  • Making Home Affordable
    Gather documentation detailing your mortgage, your current and past . To learn more about the Home Affordable Modification Program's availability and .
    http://www.makinghomeaffordable.gov/



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INSURANCE
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  • Banks make unsolicited refinance offers - SFGate
    Aug 17, 2012 . Instead of waiting for customers to apply and then requiring reams of paperwork, it is . Borrowers will be considered for a trial modification, which in most cases . Consumer advocates say that despite the national mortgage .
    http://www.sfgate.com/business/networth/article/Banks-make-unsolicited-refinance-offers-3796885.php



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  • Refinance Vs. Modify | LIVESTRONG.COM
    Dec 17, 2010 . Refinance Vs. Modify. Mortgage refinances and modifications are both tools that may help reduce the monthly payment of your mortgage, which .
    http://www.livestrong.com/article/337108-refinance-vs-modify/


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  • Making Home Affordable Mortgage Refinance & Modification Program
    Apr 10, 2009 . Having looked at refinancing our mortgage a few months ago, but not pulling the.. . . the Home Mortgage Refinance or Modification program application. . don't pay and save up the money instead if they are gonna lie to you .
    http://www.bargaineering.com/articles/making-home-affordable-mortgage-refinance-modification-program.html


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  • Modify Loan Rather than Refinance to Cut Closing Costs
    Is it a good idea to modify your loan rather than refinance to cut down the closing cost? Especially if your are trying to reduce interest and lesson years to pay.
    http://qna.mortgagenewsdaily.com/questions/modify-loan-rather-than-refinance-to-cut-closing-costs


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  • LOAN MODIFICATION SCAM PAMPHLET - State Bar of Texas
    (2) make mortgage payments to the company instead of to your mortgage . “help ” doesn't get your mortgage modified or refinanced, you might be left with no .
    http://www.texasbar.com/Content/NavigationMenu/ForThePublic/FreeLegalInformation/ConsumerTenantRights/LoanModificationScam.pdf

  • 2 refinancing options if you're underwater - MSN Real Estate
    Refinancing options for so-called "underwater" mortgages are limited because . I didn't think I could refinance anymore so I did the loan modification instead.
    http://realestate.msn.com/article.aspx?cp-documentid=23397161



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  • Before You Refinance, Modify ... If You Can - Yahoo! Finance
    Jun 12, 2012 . A colleague who was looking to refinance his mortgage to today's record low interest rates, just told me that he opted instead for a "modification.
    http://finance.yahoo.com/news/refinance-modify-mortgage-183332681.html

  • Top Refinancing Tips Jumbo Mortgage Refinance
    5. Refinance to a 2% Interest Rate? For Free? Try Mortgage Modification. Making Home Affordable modifications aren't only for the small fry--you can modify a .
    http://www.guidetolenders.com/refinance_mortgage/articles/top-refinancing-tips-jumbo-mortgage-refinance.jsp


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  • Refinance Vs. Restructure Mortgage | eHow.com
    Sometimes refinancing is used to get better mortgage terms, even though there is no danger of . Instead, it changes the loan in some fundamental way that makes it easier for borrowers to pay off. . Mortgage Modification Vs. Refinance .
    http://www.ehow.com/info_8220992_refinance-vs-restructure-mortgage.html


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  • Refinancing Mortgages Won't Fix Housing Market: Edward Glaeser ...
    Aug 30, 2011 . Instead, state-supported refinancing is a benefit that pays off year after year for . Managing this portfolio makes some mortgage modifications .
    http://www.bloomberg.com/news/2011-08-30/refinancing-mortgages-won-t-fix-u-s-housing-commentary-by-edward-glaeser.html